Tag Archives: manotick real estate agent

Hello February

“Though, February is short, it is filled with lots of love and sweet surprises.” —Charmaine J Forde ❤️🌹

Luxury Bathroom

There are few things more satisfying than a luxurious bathroom makeover. 🛁

Relax into these spa-worthy retreats and click here to discover how to take your bathroom from blah to beautiful. 🤩

Remembrance Day 2021

“They shall grow not old, as we that are left grow old:
Age shall not weary them, nor the years condemn.
At the going down of the sun and in the morning,
We will remember them.”

  • – Laurence Binyon, 1914

Mortgage Shopping

When you’re looking at buying a home, there are so many factors that come into play, such as which type of mortgage is best suited for your needs and how much money you’ll need to put down on your house. It can be easy to feel lost in the process.

Mortgage Shopping: What Does a Mortgage Broker Do?

In what has been an unprecedented year in buying and selling, Ottawa Real Estate is remaining hot, and mortgage rates cool. While buying a home and getting a mortgage is a big financial decision, the process of securing a loan leaves even the most experienced buyers with a laundry list of questions. Naturally, you will want a team of trusted professionals on your side to walk you through the options that best suit your unique situation. Allowing yourself some time to properly shop around and do your homework on what mortgage products and features are being offered is essential. 


Fortunately, this is where the expertise of a mortgage broker comes to your aid. Instead of spending countless hours researching and setting up multiple appointments, an experienced broker can access their tools to find you great mortgages to compare and choose from, streamlining the process to find what suits you and the needs of your family. 

Bank or Broker: What’s Best For You

In the past, inquiries about mortgages were primarily done at the bank. While this remains an option today, big banks can often feel intimidating and may leave you with fewer options when it comes to refinancing your mortgage, getting a new one, or accessing the equity in your home. As a result, many buyers are turning to mortgage brokers for help instead.

Lenders have become increasingly competitive in recent years, creating a surge in demand for mortgage brokers. A broker will be able to provide unbiased options with the goal of finding a lender that offers rates and conditions suitable for you. 

As opposed to traveling from bank to bank and undergoing hard credit checks, creating an unwanted dent in your credit score, brokers will only run your check once or twice when shopping for your different mortgage products, having a less detrimental impact. Additionally, the mortgage broker is paid by the lenders themselves and not the clients, which makes this a great option for buyers to find the best rates and products available at any time.

Ask The Right Questions

To make the most of comparison shopping, you need to know what options are most important to you. Come prepared and make sure to know what you can afford and how much of a down payment you have. You should also have a list of questions to ask the broker.

  • What type of mortgage is best for my needs?
    • a fixed, variable, or adjustable-rate mortgage
    • an open, closed, or convertible mortgage
  • What mortgage features and options are best for my needs? 
    • a short or long mortgage term/ amortization period
    • frequency of mortgage payments
    • regular or accelerated payments
    • the ability to make prepayments or lump sum payments 
    • the option to transfer my mortgage to another home if I sell my home
  • What are my options if I cannot make a payment?
  • What penalty charges may apply if I want to break my mortgage
    contract or renegotiate a new one?
  • Will I have to pay an additional fee if a payment is late?
  • How can I change the size of my mortgage payments?
  • What fees are involved in setting up, discharging, or renewing my mortgage?
  • How can I save on interest charges?

Ottawa Real Estate Market Snapshot: October 2021

The October 2021 Ottawa Real Estate Board Stats are out!Market Snapshot: It was a common fall October market but if you’re looking to find a balanced market, Ottawa is not the place. With a one-month supply for residential properties the pressure continues to increase prices.

If you’re considering a move we’re here to help answer any questions you have, in this market you’ll want a qualified, professional real estate company to protect your interests. The Agent DK Team is ready to help! Message us anytime!

Happy Diwali

Wishing you and your loved ones a very happy, magical, and prosperous Diwali! 🕯✨

Hello Autumn

Happy first day of autumn! 🍎✨


“Life starts all over again when it gets crips in the fall.” — F. Scott Fitzgerald 🍂

Fall Decor Ideas

Autumn is in the air, which means it’s time for a seasonal decor swap. 🍂✨

Dress up your porch, patio, fire pit, and more with these festive decorating ideas fit for any outdoor space! 🍁

Smart Home Technology

Are you intrigued by the whole “smart home” trend that’s been going around lately? Here are just some of the ways you can make the switch in your own home!


1. Lights. You can equip your home with smart bulbs that you can actually control with your phone!


2. Temperature. A smart thermostat can help you save on your next heating bill by allowing you the ability to control it from anywhere!


3. Security. Watch all angles of your property from wherever you are with a smart security camera.


There are so many ways to convert your home into a smarter version, have you tried any? 

It’s National Dog Day

Happy National Dog Day to all our sweet little fur babies! Give them some extra cuddles today!

An extra Special Shout out to The Agent DK Team’s cutest Member – Our puppy Xena who comes to work with us every day!

You are truly our best friend! We love you so much!

Small Space Solutions

Looking for smart solutions to enhance the quality of your small-space living? 🏡✨

Check out these helpful tips that demonstrate how compact living is both efficient, and oh so stylish! 🤩

Ultimate Pool Day

There’s no better way to stay cool when temperatures soar than by taking a dip in a refreshingly cold swimming pool. Whether you prefer to float the day away — drink in hand — or kick up your feet in the shade, you’ll love this list of fun floats, games, and decor for the ultimate pool day — and night. ⛱✨

Juice up your Bluetooth speaker and get your summer playlist ready because it’s time for classic summer relaxation at its finest. 

Backyard Blunders

Avoiding Backyard Blunders: 5 Things to Know About A Property Before You Buy

When looking at homes as a buyer, don’t forget to check out the backyard landscape! A backyard can serve as your haven, or your headache, so evaluating it properly before you buy is essential. See here for 5 things to evaluate in your backyard to ensure your new home is exactly what you signed up for.

Purchasing a home can sometimes feel like an overwhelming process, especially if you are a first time home buyer. Evaluating your wants and needs to make your move in such a dynamic market can be a lot of work. This is why we encourage buyers to do their research well before the search for the perfect home ensues. With the changes we have seen over the last year in what buyers are looking for, it’s more relevant now than ever to pay good attention to the landscape. Backyards, acreage and gardens are a feature that has for many, moved from the want list, to the top of the need list. However, how can you know that your new backyard is up to snuff?

While accumulating a backyard or sizable land along with your house seems like a prize on its own, there are a few areas in which buyers should pay special attention to when inspecting the property. If left unchecked, some red flags may end up costing you a pretty penny and a headache down the road. Here are some things to consider in the backyard of a home before you buy. 

Hire an Arborist

Big trees can be lovely to have in a backyard; they add character, provide shade, and the foliage is something people really appreciate. Be careful if these trees are looming over your house in an awkward or potentially threatening manner though. Hiring an arborist to inspect the tree’s can help determine if they pose a danger to your home, and what it would cost to dig up the root system and remove the tree if needed. An arborist can also determine if there are any invasive or poisonous plants on the property. It is better to know sooner rather than later if something can be a danger or risk to you and your family, and finding out the hard way isn’t recommended. 

Check For Climbing Plants

Climbing plants, while whimsical, can cause damage to your home. Climbing plants can harm all types of homes, including brick, stucco, and wood shingle. The plants are often invasive, and move wherever they can latch on to. The problem is that under certain conditions, the plants can move up and under the wood and eventually damage the façade, obviously resulting in costly repairs.

Know Your Property Lines

Simply put, property lines define the boundaries of the property from where it begins to where it ends. It is imperative to have a good understanding of where the home’s property lines are for reasons such as building fences, pools, home additions, and for recreational activities. Having this information can help you to respect your neighbours, and avoid any unpleasantries during future developments.

Assess The Swimming Pool

While swimming pools feel like a luxury most would love when buying a home, especially with waiting times of up to a year to have new ones installed, they do come at a cost. Not only do they occupy ample yard space, they require ongoing upkeep during the season, and if the previous owners did not maintain it well, you could be putting in money right away just to make it usable. Because of this, it is good to understand if these costs will fall within your budget, or if the pool will end up being an eye-sore down the road. 

Drainage Pains and Flooding

If the land slopes inward toward the home’s foundation, you may worry that any heavy storms could cause water to leak into the house and potentially flood your basement. While your inspector is likely to point this out, it is something you will want to pay extra attention to. If there is anything alarming, you may want to hire an expert to find out where the water drains to, and if you can expect to run into any problems down the road. 

Knowing the outside of your home is just as important as knowing the inside to prevent future mishaps, and enjoy your property to the fullest. If you have any questions about the property, discuss them with your inspector and your Agent DK Team REALTOR ® . With years of specialized knowledge and experience, we are confident that we can help you get the answers you are looking for when buying your new home. 

Hello August

Happy first day of August, Canada! 🇨🇦✨


Wishing you a beautiful month full of hope, laughter, and treasured memories. 🌅

Happy Friendship Day!

“A friend is one who overlooks your broken fence and admires the flowers in your garden.” — Unknown 🌸✨